How to be tax efficient while going for long-term investment plans

I am 44 years old and employed with an MNC. My current investments are in FD, PPF, MIS, NSC, VPF and NPS. I want to start a portfolio in mutual funds to fund the marriage of my two kids. One in 10 years and another in 15 years. I can spare up to Rs 30,000 per month for the same....

If you have a daughter, why Sukanya Samriddhi Yojana is a must

I am 34 years old and plan to retire by the age of 50-55. I have a six-month-old daughter. My take-home salary is Rs. 80,000 per month. I invest Rs. 7000 in the PPF, Rs. 4,000 in Kotka ELSS Tax Saver Fund, and also buy gold worth Rs. 10,000 every month. I have an HDFC term insurance for which I...

How my retirement plan should look like?

I am 48 years old and plan to retire by 2030. My yearly expenses are around Rs 20 lakh including education of my two kids. Major future expenses will include: Rs 1-crore corpus for higher education and around Rs 30 lakh for the medical needs of my mother. My current investments include MF portfolio of Rs 2.5 crore with 90%...