How to optimise your investment portfolio?

An efficient financial planning should always aim at generating optimum returns from an investment portfolio. However, making wrong investment choices or ignoring important investment fundamentals can create major gaps in your investment portfolio, which can adversely impact your portfolio returns over the long term. Here I will suggest some tips for fixing the gaps in your investment portfolio for generating optimum...

Build an emergency fund along with term policies

Me and my wife (both 35 years old) are working in a private company and our net salaries are Rs 40,000 each. We have a Rs 20-lakh home loan in SBI which is insured and EMI is Rs 16,000 per month. Last month, we sold my parents property in my hometown and we got Rs 65 lakh for that property....