Is SWP through debt funds an optimal option for generating post-retirement income?
I am 59 years and will retire in March 2025. After my retirement, I will have a corpus of about ₹ 1.4 crore, of which 65% will be from SIP investments. From April 2025 onwards I wish to withdraw ₹55,000 per month via SWP and increase it by 6% every year for the next 23 years till I turn 83...