The year that was: A challenging 2024 for lending but set for a stronger, resilient future

Naveen Kukreja, Co-founder & CEO, shares his perspective on the long-term growth prospects of the lending industry with Times of India on Dec 24, 2024   As 2024 draws to a close, it is an opportune time to reflect on the year gone by for the lending industry – a year marked by a significant period of consolidation for the...

How to optimise your investment portfolio?

Naveen Kukreja, Co-founder & CEO shares his valuable key insights with the Times of India on "How to optimise your investment portfolio" (June 16, 2024)   An efficient financial planning should always aim at generating optimum returns from an investment portfolio. However, making wrong investment choices or ignoring important investment fundamentals can create major gaps in your investment portfolio, which...

As Digital India gets stronger, credit ecosystem to get major impetus

Naveen Kukreja, Co-Founder & CEO, pens his thoughts on RBI's initiatives with Times of India (October 29, 2024) With the launch of ULI (Unified Lending Interface), the RBI has taken another defining step towards strengthening our already gold-class Digital Public Infrastructure, which is steadily bringing inclusiveness of formal credit. The new platform aims to build frictionless credit processes for credit-starved...

Post-retirement goals for a 20-year-old

Q. I am 20 years old, pursuing my undergraduate degree. I have Rs 1.7 lakh in mutual funds, Rs 1,000 and Rs 500 monthly SIPs in large & mid cap and flexi cap funds, respectively, and Rs 2,000 in stocks. What more can I do to build around Rs 10 crore in the next 40 years while taking inflation into consideration. Please guide me. Response: It’s good to see that you...

Never use borrowed money to invest in stocks

Naveen Kukreja, Co-Founder & CEO, shares his experience with The Economic Times on how he overcame a financial crisis and the lessons learnt from it  (September 2, 2024) Mistake: A big mistake that I made was very early on in my career when I was in the UK. That was the time when I started investing in global stocks. I was very...

How to finance a house and generate income from a corpus of Rs.1 crore?

Q. I have Rs 1 crore and plan to purchase a house worth the same amount. I prefer to finance it through a loan rather than paying cash. Could you guide me on how to invest this Rs 1 crore to cover the loan payments, including interest, and also generate additional income from investments? For purchasing a residential property of...